Collateral Loans

At Luxury Asset Lending, we pride ourselves in being a premier financial resource for collateral loans.  We accept luxury items such as rare coins, diamonds, gemstones, collectible art, paintings, sculptures, jewelry, precious metals, exotic vehicles, fine watches, and yachts.  We also loan against residential property and businesses.

We invite you as a Client to fill out the form located on the apply now tab so that a representative from our company can quickly evaluate your asset and contact you. Once a value is determined, we will make arrangements to inspect the item and make an offer.  After an agreement has been reached, we will explain the loan terms, mutually sign the loan agreement, and fund your loan the same day.

Loans are typically offered for 30-60-90-120 day terms.  As a Client, you may redeem the loan at any time before the end of the four (4) month period, and will only be charged for that period of time which has passed. At the end of the loan term, you may request an extension. If accepted, you will be required to pay all past due interest and fees from the original agreement as required under our CPL License and will then be issued a new loan agreement.  The principal amount of the loan and rates will remain the same in most cases, unless the value of the asset has depreciated.  At any time, once we receive repayment of the principal and fees, the asset will be returned.

We are licensed by California’s Department of Justice and fee structures are set by the State of California. However, we only provide a minimum loan of $2,500 and all rates are negotiable and fall anywhere between 2-10% with an average of 5%.  The fees include operational costs such as bookkeeping, transporting and storing your asset, insuring your asset, and more.  The evaluation is complimentary. Assets are insured by Lloyd’s of London for twice the loan amount, and are stored in secure vaults. For more information on the security measures Luxury Asset Lending takes to protect your assets, please visit Shipping & Storage.

If you have any additional questions about Luxury Asset Lending, please review our Frequently Asked Questions or contact us directly via live chat on the website, phone at (844) 4-LUX-LEND, or email

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